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Revenue-Based Financing

Repayment sized as a share of revenue, not a number on a calendar.

15 yrsFunding U.S. small business since 2011

24 hrsFastest time from approval to funded

$2MMaximum single advance

4Funding structures under one roof

At a glance

Payments that scale with what the business actually earns

Capital repaid as an agreed percentage of monthly revenue. Strong months clear it faster and quiet months cost less, which suits businesses whose income is lumpy but reliable over a year.

Best suited to: Subscription, e-commerce and service businesses with variable monthly revenue.

A fixed share of monthly revenue

Facility size$25,000 – $1,500,000
RepaymentA fixed share of monthly revenue
Payment scheduleMonthly
Typical duration6 – 24 months
Funding speed24 – 48 hours
CollateralNot required

Apply for Revenue-Based Talk to us

Cafe worker taking an order on a touchscreen till

What you get

How this works in practice

Payments rise and fall with revenue rather than against it.
No collateral and no personal asset pledged.
Total repayment amount is fixed and known before you sign.
Suits businesses with reliable annual revenue but lumpy months.
Revenue is verified from bank activity, not from projections.

Simple step process

Application to funded, in three steps.

See the full process

Apply in under ten minutes

A short form and a read-only look at your business bank activity, so we see real revenue rather than typed figures. No fee, no obligation.

Get a tailored offer

We review time trading, revenue and payment history — the whole business, not one number. Most applicants hear back the same day.

Funded in 24 to 48 hours

Choose your structure, sign electronically, and the money moves. Advances typically land within 24 hours.

What we look at

Four things. That’s the whole list.

We underwrite on how the business actually trades — revenue moving through the account, time in operation, and how you have handled what you already owe.

6 months in business

Your business has been trading and taking revenue for at least six months.

$15,000 monthly revenue

Around $15,000 a month or more, evidenced by recent bank statements.

Business bank account

An active business account in the legal name of the company.

U.S.-based operation

Registered and trading in the United States.

Questions

About revenue-based

An advance remits from daily card sales; revenue-based financing takes an agreed share of total monthly revenue, including non-card income. If most of your takings are not on card, this is usually the better fit.

An advance or revenue-based facility can fund within 24 to 48 hours of approval. Term loans and lines of credit typically fund within 48 hours. The application itself takes under ten minutes.

Yes. We look at your business as a whole — time trading, revenue moving through the account, and your payment history with existing obligations — rather than a single three-digit score. That said, every application is subject to review and we cannot approve every business that applies.

Other structures